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For guaranteed motorhome insurance cover call brokers directly, they offer outstanding insurance, you’ll be surprised at just how much money you can save on your annual motorhome policy. There are tips about finding cheaper motorhome insurance, for instance being or becoming a member of a motorhome owner’s club which can often result in around fifteen per cent discount on policies. You could opt to increase your excess voluntarily or increase the excess above the required minimum, also by adding security devices such as immobilisers, alarms and trackers you can benefit from further discounts.

Getting A Quote

Getting a quote online is straightforward to do with reputable brokers, you will be offered:-

• Immediate motorhome cover
• Monthly premiums
• Payment by debit, credit card or direct debit

Once your application has been accepted expect a swift quotation reply at a suitable price within your budget. Why not check out customer comments online about motorhome insurance too, it will give you a better insight into how brokers serve their clients, what they offer and how they address claims procedures.

Motorhome Insurance Key Features

Everyone likes to know what they get for their money and that includes motorhome owners. Key policy features usually include:-

• Personal effects cover
• Cover for awnings and gas bottles
• Modified motorhomes not a problem
• Breakdown cover in the UK and abroad
• Limited mileage discounts
• Owner’s club discounts
• Drivers covered aged between 25 and 74

Which Policy To Choose?

There are basically three main policies to choose from, third party only, third party fire and theft and fully comprehensive insurance. Third party insurance is the minimum level legally required, it’s cheap but won’t cover any damage to your own vehicle while third party fire and theft covers your motorhome if it is stolen or damaged by fire.

Fully comprehensive motorhome insurance is the better option, it’s the highest level available, it provides the same cover as third party only including third party fire and theft, but will also cover damage or loss of your own motorhome up to the insured value of the vehicle itself. It covers you against death or injury to yourself or your spouse as well as glass cover and in the event of an accident an approved repairer. Motorhome owners also have the option of salvage retention and agreed value upon request with reputable brokers.